The emotional toll of poverty on children, young people and families

 

This blog is adapted from a LinkedIn post published by our Strategic Programme Manager, Katherine Hill to mark Mental Health Awareness Week 2025

“I feel anxious all the time, like I’m riding a rollercoaster…”

That’s how one parent in London recently described life with young children.

But it wasn’t sleepless nights or toddler tantrums they were talking about — it was poverty.

This Mental Health Awareness Week, I want to highlight two powerful reports published recently by members of 4in10 London's Child Poverty Network that make something crystal clear: poverty doesn’t just affect bank balances — it affects mental health, emotional resilience, and how people experience the world around them.

Last week, Home-Start London released new research based on interviews with families supported by local Home-Starts across the city. The picture they paint is tough.
- Nearly 9 in 10 families (86%) say that money worries are making parenting harder.
- 81% feel anxious or stressed because of financial pressure.
- And 6 in 10 say it increases their sense of isolation.

“Rent is always our priority, then bills. But in London, the price of everything is going up. It’s been a challenge — we’ve had to go to our local food bank.”
Parent interview

 

 

Earlier this year, Toynbee Hall published “The crisis makes us more alone”, a report led by 12 brilliant young peer researchers from low-income backgrounds in Tower Hamlets. Their work explores how the cost-of-living crisis is affecting young people’s mental health. The findings are just as powerful and just as worrying:

- Over half of the young people surveyed had experienced rising stress within their immediate families.
- Nearly half said their own mental health was getting worse.
- These issues are compounded by financial insecurity, overcrowded housing, and insufficient mental health services, creating a web of challenges that many struggle to navigate.

These two reports, focusing on different stages of young lives, tell the same story: poverty and poor mental health are deeply intertwined.

Struggling to make ends meet doesn’t just fray people’s nerves, it isolates them and makes it harder to access help.

But there is hope - and it lives in our communities. Both pieces of research show the crucial role voluntary and community organisations play in offering support, connection, and understanding. These are the safety nets too often missing or even undermined from national policy.

We don’t need any more proof that poverty damages lives. What we need is action. We need policies that recognise that mental health isn’t just about individual resilience - it’s about the social and economic conditions we create.


Guest Blog with Z2K on the damaging impact of London's temporary accommodation crisis

Photo by Cyrus Crossan on Unsplash

Hear from Louise* and Miracle, two peer researchers with lived experience of temporary accommodation (TA) who co-produced Z2K’s research report ‘Frozen in Time’. The researchers interviewed people living in TA in Westminster about the issues they face and the impact that living in TA is having on peoples’ lives. The research was launched last month at an event in Parliament hosted by Rachel Blake, MP for Cities of London and Westminster.

Miracle: My first experience of homelessness and temporary accommodation was in London during my late teens for about two years. For a young man with the ambition to hopefully do well in the world and succeed through education, those two years for me were really traumatizing (fighting forces of derailment with a strong will and focus to triumph through). The overall experience I had during that period of time involved living in bad housing conditions (mould, damp and pests) causing health issues, as well as the impact of burglaries. However, I went through adversity those two years and conquered it with cheerful spirits of hope for a better day someday.  Since this time, I have had a nomadic existence because I had nowhere that I could call home in the UK. I moved from TA to a mixture of student accommodation and privately rented accommodation. More recently, I have found myself back in TA, placed in a hotel ‘out-of-borough’.

Louise: I lived in TA as a single parent placed out-of-borough. It felt like screaming in a sound-proofed room, hoping someone might hear. I felt exhausted from fighting to pin down who was responsible for the infestations and damp in the property. For my child, living in TA meant having a stressed mother whose spare time was spent chasing the council, growing up in an environment which did not allow pictures on the wall, pets, or any self-expression or personalisation – and no playdates due to the damp and disrepair.

Miracle: It has been a rewarding experience being a peer researcher on the Z2K temporary accommodation project. Working on the project and meeting like minds with shared experiences was for me a great opportunity to help dig into the heart of the TA experiences which many in Westminster are currently having. It has been satisfying to try to bring this reality closer to the eyes of decision-makers at Westminster City Council.

Louise: Interviewing people who had been placed in TA by Westminster City Council as part of the research project was the first time I had spoken to anyone else in TA about their experience, and the interviews immediately made me feel less isolated and more human again. I found it validating and cathartic to speak to others facing similar difficulties.

Miracle: It is clear to see from the findings that people living in Westminster TA desire more empathy and understanding.

Louise: In temporary accommodation you are always on the verge, on tenterhooks, never knowing when you’ll get told to leave. I felt helpless living out-of-borough, unable even to vote for the Westminster councillors who held my housing future in their hands. Then there is the stigma you fear if you share this with schools or GPs; the assumption you must have done something wrong to be in TA to begin with.

Miracle: There are a number of areas where change is needed, such as in the council’s engagement and communication with people.

Louise: All Westminster schools and GPs should read this report so they understand how TA affects their service users. Similar to my own experience, the vast majority of people I interviewed did not feel that their needs were met or understood. Whether it was complaints about damp and mould adversely exacerbating their health problems, or traumatised survivors of domestic abuse being placed in unsuitable accommodation, the common problem was the lack of communication and engagement on the part of the council. This left the interviewees, mostly women, feeling forgotten and as if they don’t matter.

Miracle: We need to see a change in the way in which people living in TA are often seen and treated.

Louise: The uncertainty and the worry of not knowing where or when they might be moved on caused families stress and insomnia, which affected their mental and physical health. This in turn affected school or work outcomes, despite trying their utmost to do well and succeed. Households needing temporary accommodation appear to be looked down on.

Miracle: For so many, living in TA is not temporary. Therefore, improving TA standards is surely an area where change is vital. I believe that the report will help to bring a dose of reality to the current understanding of temporary accommodation at Westminster City Council, so that there can be a different tomorrow.

Louise: I believe that if the council staff had carried out the interviews we did, and experienced the resilience and tenacity of these people, then they would treat them with more respect, inclusion and engagement. Meaningful dialogue, not stonewalling, is what is needed to free people living in temporary accommodation from the state of limbo that they find themselves in.

*Not her real name

 

 


London Elections 2022. Influence your candidates NOW!

London Elections 2022.

Influence your candidates to take action on child poverty.

On 5 May 2022 in all 32 London boroughs apart from The City of London, every council seat is up for election.

This presents a once-in-four-year opportunity to grab the attention of those who would represent us, tell them about the impact of poverty on the city’s children and what they must do to tackle it. With child poverty rates in London among the highest in the country and many families are now facing severe hardship in the face of the cost-of-living crisis, it is a matter of urgency that those seeking election to their local council prioritise tackling child poverty in their communities.

4in10, alongside other organisations in the London Child Poverty Alliance, is asking its members to engage with candidates in these elections to encourage them to sign our pledge to work towards a child poverty free London.

We hope that as a result, on 5 May there will be hundreds of local government elected officials who are better informed about how they can tackle child poverty in the local communities and are ready to take action to do so.

Manifesto for a child poverty free London

The London Child Poverty Alliance’s Manifesto for a Child Poverty Free London sets out twelve key ‘asks’ that it believes if put into action, would make a significant contribution towards creating a child poverty free London. The asks are focused on four key areas:

  • Action on income
  • Action on housing
  • Action on childcare
  • Action on hunger

The manifesto website provides prospective councillors with good practice examples, local data and further information about how these can be put into practice in their communities. It also contains a signup page where they can publicly commit to work towards a child poverty free London.

Take part in the campaign

First and foremost, we are asking you to share the manifesto with your staff, volunteers and those you work with and ask them to ask candidates they meet to sign up to the pledge via the manifesto website.

If you have the capacity, you could also send manifesto to the candidates in your ward, or across the area where you are based, asking them to sign the pledge.

The easiest way to find out who your local candidates are is to visit the Who Can I Vote For? website and enter your postcode. Alternatively, you could contact the local offices of the main political parties to ask them for their contact details.

Also look out for local hustings events going on in your community and if possible attend one. These will provide an opportunity for you to ask the candidates what they plan to do to tackle child poverty, you can use the manifesto to help you decide what to ask.

If you need any support or have any questions, please contact us and we’ll be very happy to assist.

Register to vote

And finally, don’t forget to register to vote! It is possible to register to vote even without a permanent address. The deadline to apply is 14th April and the deadline for applying for a postal vote is 19th April. Contact your council’s electoral services team for more information.

Useful resources

London Councils Guide to How elections work

Guidance from the Charity Commission on campaigning during election periods 


Interesting Blog from New Philanthropy Capital

What Will Spring Statement the Spring Statement Mean for Charities.

Thank you to NPC for allowing us to share this. For more information click here:

Spring is upon us. Flowers are blooming, birds are finally singing—and the sound of tweeting will reach deafening levels this week as the change of seasons also brings a new Spring Statement from the Chancellor. But as new beginnings go, the outlook has looked brighter.

A lot has happened since the somewhat optimistic-feeling autumn budget, and not much of it has been good for the charity sector: a war in Europe, the subsequent economic and social fallout, and spiralling living costs across the country. With this backdrop, ‘levelling up’ has dropped down the agenda, but it cannot be forgotten. More than ever, we need to see the budget deliver for marginalised groups who are most vulnerable to these social and economic shocks.

What will be the big themes of the budget?

In the short term, the overall economic outlook is pretty bleak. Inflation is rising to 30-year highs and may hit double digits, with another spike likely in the autumn. Disposable income is set to see the largest annual fall in 50 years. The government already announced a rise in the National Insurance rate—and although they may be scrapping this for the lowest paid workers, it will provide little salvation to those most affected by rising costs. The Chancellor has teased that rising food and fuel prices are likely to be confronted with a package of support, in addition to the £350 package announced in February—which now seems like a drop in the ocean. However, rumoured defence spending rises and support for Ukraine may limit the Treasury’s ability to ease people’s concerns.

We also have huge labour market vacancies, with around 1.2 million fewer people in the labour market compared to pre-pandemic trends. This is driven both by the young, but also by over 50s who have left the labour market completely. The Treasury will likely be thinking closely about this and an update to the plan for jobs is expected on Wednesday.

What should charities be expecting?

There may be tough times ahead for the charity sector. The combination of rising costs, rising demand and inflation, leading to a decline in value of grants and donations, could be a serious one for charities. What is certain is that as an abstract ‘cost of living crisis’ moves into a desperate ‘can’t heat my home’ crisis, charities will be ever more in need.

Along with the support for household bills already mentioned, there have been some rumoured benefit changes which the Chancellor may employ to try and soften the blow. For example, lowering the taper rate of Universal Credit again, or raising child benefit or pensions, but in the short term this is unlikely to seriously alter the circumstances of many people that charities support.

Charities whose work concerns Ukraine should also expect specific announcements around the crisis—both in terms of more support for resettling people in communities here, and also in terms of increased aid for organisations working closer to Kyiv.

What about levelling up?

With everything else that’s in the news, the mission to ‘level up’ the country has fallen down the agenda. However, the pain people will be feeling over the coming months means that this support is needed more than ever.

The largest levelling up fund yet to be allocated is the UK Shared Prosperity Fund (UKSPF). This is meant to replace EU funding for business support, community infrastructure, and employment and social exclusion support. The prospectus for the UKSPF is due soon, and allocations to lead authorities may be made as early as the Spring Statement. Given the labour market vacancies, this would be welcome.

What may be missing, however, is support for tackling social needs. In the pre-launch guidance for the UKSPF, the government quietly revealed that new funding for people and skills may not be available until 2024 / 25. As we outlined in our recent briefing, this could leave a three-year gap in new funding which will affect the most marginalised in the country the most, and will risk progress on the levelling up agenda.

At NPC, we’re worried this is going to blunt charities’ ability to deliver for communities around the country at a time when they are needed most. Following on from our briefing, we will be running an event on the UK Shared Prosperity Fund next month, focused on how charities and local government need to work together to ensure people don’t lose out on support. This will be vital viewing for anyone trying to tackle social exclusion or improve employment in communities around the country. Further details announced soon.

Longer-term, we are focused on ensuring that the lessons from projects working on social issues around the country are kept at the heart of future levelling up plans. Later this year, the government will be launching its Strategy for Community Spaces and Relationships. We know how much there is to learn from work that’s already happened, and we will be pulling together best practice from community initiatives across the country, along with fresh thinking, to design plans that can genuinely tackle the social needs that people see as key to the success of levelling up.

The Spring Statement is unlikely to bring a new start for the charity sector, but we know many charities have already planted seeds which address the issues communities care about. We want to help them grow and thrive elsewhere.

Get in touch with Theo.Clay@thinkNPC.org if you want to learn more.


Fantastic 4in10 Coffee Morning on Child Care

4in10 Coffee Mornings are always full of great people and good things. Just to wet your appetite for future ones and to give you some insight into why we chose child care as the issue for today you can find the slides below.

Thanks to Steve Triner from Sutton CAB and Samantha Creme from the London Early Years Foundation.

 


Launch of Sustain’s Good Food for All Londoners Report

Measure Your Borough’s Responses to Food Insecurity.

This is a resource where you can see how every individual borough in London is doing against a range of measures to tackle food insecurity.

Councils in London have been measured against two key themes: tackling food poverty, and how they’re bringing healthy and sustainable food to people living in their borough, in this year’s Good Food for All Londoners report published by London Food Link. London Food Link, a network that strives for a food system that benefits all Londoners and led by Sustain, the food and farming alliance, has delved into council action across the city on fundamental food issues such as household food insecurity, healthy food environments, the wider food economy, and for the first time, climate action and food. Find out what’s happening in your borough and how your council performed on the good food leader board.

 


Cost of Living Crisis. URGENT action needed.

With the spring budget fast approaching 4in10 are calling on the Chancellor to uprate benefits in line with the Bank of England's February 2022 Monetary Policy Report forecast of 7% inflation.

We know this is not a solution to all poverty by any means and that there needs to be major changes to economic systems and social security in the longer term but it is what we can do to support many of our families now.

We have written to all our members and asked them to take action with tips for engaging local MP's and a sample email for adapting locally.

Please do feel free to use these to contact London MP's in time for them to understand how the cost of living crisis is impacting on their constituents from your experience.

A copy of the letter, tips for engagement and sample email are available here.

 


Timewise Video on Flexible Working

Timewise Webinar

Can flexible working help towards supporting low paid workers to progress and move out of poverty? Presenting the flexible working index and a discussion about flexible working as a real alternative.

https://timewise.co.uk/article/flexible-job-index-2021-a-timewise-roundtable/

Putting the onus on employers to enable all jobs to be flexible and for flexibility not to be a barrier to progression or keep people (mostly women) trapped in low paid work.

 


Support the campaign to keep London's Public Transport flowing.

Keeping the Wheels On

why fair funding for London’s transport system matters for those living on low incomes

Blog by Katherine Hill. 4in10's Strategic Project Manager.

It has been widely reported that Transport for London is facing a funding crisis which will come to a head this week when its current emergency funding deal expires. The causes of this crisis are complex and contested. But what is clear is that unless agreement can be reached quickly, Londoners will soon feel the impact of cuts to the capital’s transport services - and none more so than Londoners living on low incomes.

Child poverty in London is in large measure driven by the sky-high cost of living in the city. In addition to well documented high housing and childcare costs, Londoners also spend the highest amount in the UK on transport (an average of £137 a month).[1] If fares have to be increased to plug holes in Transport for London’s budget, then this will be yet another additional cost that many families struggle to meet.

As our ‘Flying Against Gravity’ report published during this year’s London Challenge Poverty Week shows, access to affordable transport is essential to ensuring that families can get to work, take children to school and visit hospitals.[2] People told us they were concerned about affordable transport because it is an enabler, without it they miss out on things such as jobs, social interaction, and education. One young man explained how not being able to afford to use the transport network leads to a sense of exclusion:

 “London is meant to be someone's home, yet you have all of these boundaries and factors that just stop working class people from accessing certain spaces.” Joshua, aged 18-20, Enfield.

Without money or access to transport, people are denied their right to educational opportunities that otherwise might help them break out of the poverty cycle:

“I was...having to travel a bus and a train to get to college. So, if I'm honest, I probably went in a couple of days a week. So as a result, I didn't do very well in my A-levels because I was broke. I rarely went in because the money just didn't really stretch.” Rhiya, aged 25-30, Bromley.

In addition to these direct effects on those who are financially struggling, if public transport services are reduced it will also have repercussions for efforts to cut the number of cars on our roads. As night follows day this will mean that the effects of traffic congestion such as air pollution and road danger increase, and we know that these disproportionately affect some groups including those on low incomes.[3]

So, it is critically important that the Government and Transport for London come together this week to reach a funding agreement that will keep our trains, buses, tubes and trams running at affordable cost. Failure to do so will impact on all Londoners, but without doubt, those living in poverty would feel the effect of cuts to services the most. Without affordable public transport, streets will be dirtier and more dangerous for children, schools and jobs will be less accessible to young people, and poorer families will be constrained to small areas of the city. This would be a huge step backwards when what they deserve is a sustainable, inclusive city.

Take action today and support London TravelWatch’s campaign to #keeplondonmoving by taking their quick, easy action here: https://www.londontravelwatch.org.uk/join-the-campaign-to-protect-londons-public-transport/

[1] Fair access: Towards a transport system for everyone, (2019) Centre for London

[2] Flying Against Gravity, (2021) ClearView Research

[3] Fair access: Towards a transport system for everyone, (2019) Centre for London